Buy Now Pay Later Market Research

什么是 BNPL 市场研究？

The Buy Now Pay Later option is a type of short-term debt financing. It allows consumers to buy a good or service and pay in the future. The payment agreement can be through monthly installments (which may be interest-free). It can also be paid on finance or after a set period.

它为什么如此重要？

Buy Now Pay Later was not always very popular as a credit option. However, as the world of credit emerged, businesses started to use this payment option. There are many reasons why this is important today.

First, BNPL enables businesses to offer their customers flexible payment options. Consumers may prefer to buy a good or service if they can pay in installments rather than the total price. Also, it is a convenient and disciplined way for consumers to purchase.

Moreover, when qualifying for BNPL, the consumer’s creditworthiness has little significance. Thus, there would be no credit check for previous purchases. Also, it has little to no impact on the consumer’s credit score.

主要职位

一些相关行业应该考虑“先买后付”的付款方式。此选项在开展业务时会很有用。例如，这些角色包括：

• 娱乐业
• 医疗保健领域
• 电子商务企业
• 旅游公司
• 家装业务
• 零售公司

These areas are perfect for the Buy now pay later option. They sell big-ticket items, and so consumers would appreciate it if they could buy now and then pay later. In this way, companies can develop relationships with customers and, hence, brand loyalty.

Affirm、Sunbit、Klarna、Nelo、Simpli 是全球先买后付提供商的几个例子。

为什么企业需要“先买后付”（BNPL）选项

As the world grows, businesses must keep in tune with emerging developments. Buy Now Pay Later has many benefits for companies. For example:

• 先买后付可增加您企业实体的销售额。通常，人们已经准备好并渴望购买商品或服务，但他们的口袋不允许他们这样做。借助 BNPL，您的企业可以将常客转变为付费客户。
• BNPL gives customers a preferred, flexible, and affordable financing solution. This model may also develop trust between business and customer. Compared to other types of credit, such as credit cards, BNPL is doable for the average consumer. It also charges fewer fees to consumers. According to research, this payment type is cheaper in the long run. It can be an essential learning tool for the average person.
• BNPL is an excellent tool for attracting new customers. These people don’t want to pay the total amount for the product immediately. And some people would like to buy your goods but cannot afford to pay the full price immediately.

关键成功因素

我的企业如何盈利？我企业如何保持竞争力？这两个问题都很好！

With Buy Now Pay Later, you, the merchant, charge a fixed fee on every transaction made. You also earn a fixed percentage of the sale. You can set a price for using the business’s platform.

This payment option will expose you to a large pool of consumers and work wonders for your growing organization. You may ask, is it worth incorporating? It all depends on how you would like your company to please your customers.

关于“先买后付”（BNPL）市场研究

您是否考虑过将“先买后付”付款方式添加到您的业务中？SIS International 使用访谈、调查和焦点小组提供定量、定性和战略研究。我们与初创公司和其他公司合作，我们还可以帮助您将 BNPL 添加到您的业务中。

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